Resolve
AI-powered B2B BNPL and net terms platform enabling merchants to offer net 30/60/90 with instant credit decisions.
What it does
Resolve is a B2B buy-now-pay-later (BNPL) and net terms financing platform - enabling B2B merchants to offer net 30, 60, and 90 day payment terms to business customers while receiving payment upfront from Resolve. AI capabilities include ML credit underwriting that evaluates business credit applications in real time using business credit data, banking data, and alternative signals, intelligent risk scoring that determines appropriate credit limits and payment terms for each business customer, automated credit line management that adjusts limits based on payment behavior and business signals, AI fraud detection that identifies potentially fraudulent business credit applications, and payment analytics that surface which net terms customers are most profitable and at risk.
Why AI-ENHANCED
Resolve is an established B2B net terms platform that has integrated ML business credit underwriting, AI risk scoring, and automated limit management into a mature B2B payment terms and financing product.
Best for
Small B2B merchants use Resolve to offer net payment terms - AI credit decisions enabling terms extension without taking on credit risk or manual underwriting overhead.
Growing B2B e-commerce companies use Resolve for systematic net terms management - AI-powered credit decisions processing applications quickly and analytics informing credit policy optimization.
Limitations
Resolve handles net terms financing and credit decisions but is not a complete accounts receivable management platform — organizations needing comprehensive AR automation, collections management, and cash application should use AR automation alongside Resolve.
Resolve's AI makes credit underwriting decisions using its own risk criteria — merchants cannot fully customize credit policies for their specific customer base.
Apruve and TreviPay offer competing B2B net terms financing — merchants evaluating B2B payment terms solutions should compare credit limit generosity, approval rates, and fee structures.
Alternatives by segment
| If you need… | Consider instead |
|---|---|
| B2B BNPL and payment terms | Apruve |
| Business payments and net terms | Trevipay |
| AR automation and collections | Gaviti |
Resolve charges merchants a percentage fee per transaction on net terms. Typically 2% to 4% depending on terms length and volume. No monthly fee for merchants.
