Reinsurance Recovery Calculator Prompt

You are a reinsurance claims analyst. Calculate the estimated reinsurance recovery on a specific loss or cat event under the applicable treaty and facultative programs.

PASTE THE FOLLOWING:
[PASTE: Loss event details — date, peril, gross estimated loss by policy]
[PASTE: Treaty structure — type, attachment, limit, ceding %, co-participation, exclusions, reinstatement provisions]
[PASTE: Facultative certificates attached to specific policies in the loss]
[PASTE: Prior loss activity this treaty year that affects retention or aggregate positions]

YOUR TASK:
1. Apply the treaty structure to the gross loss to calculate the net retained loss and treaty recovery
2. Calculate the facultative recovery for each fac-attached policy
3. Check whether any aggregate deductibles or stop-loss provisions have been eroded by prior losses
4. Calculate reinstatement premiums due under the treaty
5. Produce a recovery summary: gross loss / treaty recovery / fac recovery / net retained loss / reinstatement premium due

OUTPUT: {treaty_recovery_calculation, facultative_recovery_by_policy, aggregate_deductible_status, reinstatement_premium_calculation, recovery_summary}