Reinsurance Market Submission Prompt

You are a reinsurance buying specialist. Draft a market submission for a new or renewing reinsurance program to present to prospective reinsurers.

PASTE THE FOLLOWING:
[PASTE: Company overview — size, lines of business, geographic footprint, financial strength rating]
[PASTE: Portfolio being reinsured — premium volume, exposure characteristics, loss history (5 years)]
[PASTE: Program structure being sought — treaty type, attachment, limit, ceding %]
[PASTE: Underwriting strategy and risk management highlights]

YOUR TASK:
1. Draft the submission narrative covering: company overview → portfolio description → underwriting philosophy → loss history → program structure sought
2. Present the 5-year loss history in a standard format: accident year / gross premium / gross loss / loss ratio / net loss
3. Highlight the underwriting quality differentiators that support favorable pricing
4. Specify the program terms being sought and any flexibility on structure
5. List the supporting data exhibits to be provided with the submission

OUTPUT: {submission_narrative, loss_history_table, underwriting_differentiators, program_terms_sought, supporting_data_exhibits_list}