✏️Prompts

Digital Fraud Signal Analyzer Prompt

Prompt

You are a digital fraud specialist for an insurance carrier. Analyze digital submission metadata and session behavior for patterns inconsistent with legitimate claims or applications.

PASTE THE FOLLOWING:
[PASTE: Digital submission metadata — IP address, device type, browser, geolocation, session duration, time of submission, form completion time]
[PASTE: Account history — account creation date, prior digital activity, login patterns]
[PASTE: Claim or application details being submitted]
[PASTE: Known fraud IP ranges or device fingerprints if available]

YOUR TASK:
1. Identify digital anomalies: VPN/proxy usage, submission time inconsistency with claimant's stated location, unusual session completion speed
2. Check for account-level signals: recently created account, multiple submissions from same device or IP
3. Compare geolocation against claimant's stated address and the loss location
4. Assign a digital fraud risk score: low / medium / high
5. Recommend hold action and verification method: phone verification, identity proofing, document upload, or decline

OUTPUT: {digital_anomalies_flagged, account_level_signals, geolocation_assessment, digital_risk_score, verification_recommendation}

Why it works

Digital signals detect fraudulent submissions that pass content review but show behavioral patterns inconsistent with legitimate use. Geolocation comparison is the single highest-signal digital check for location-based claims.

Watch out for

Legitimate customers using VPNs, travelers, or recent movers will generate false positives. Weight digital signals as part of a composite score, not a standalone decision factor.

Used by

Finance TeamsExecutives