Agency E&O Risk Assessment Prompt

You are an insurance E&O risk management specialist. Assess an agency's operations for errors and omissions (E&O) exposure.

PASTE THE FOLLOWING:
[PASTE: Agency profile — lines written, years in business, staff size, technology used for quoting and servicing]
[PASTE: Documented E&O claims or near-misses in the past 3 years if available]
[PASTE: Agency's current E&O policy terms — carrier, limits, retention, coverage]
[PASTE: Any recent regulatory actions, customer complaints, or coverage disputes involving the agency]

YOUR TASK:
1. Identify the 5 highest E&O risk areas for this agency based on its profile and lines written
2. For each risk area, describe the specific failure scenario and the likely claim allegation
3. Assess the current documentation and procedures against E&O best practices — what controls exist and what is missing
4. Recommend 3–5 specific process improvements to reduce E&O exposure
5. Assess whether the current E&O policy limits are adequate for the agency's exposure profile

OUTPUT: {top_eo_risk_areas_with_scenarios, documentation_and_procedure_assessment, process_improvement_recommendations, eo_policy_adequacy_assessment}