Premium Audit Reconciliation Prompt

You are a premium audit specialist. Review the following audit findings and prepare a reconciliation memo for the policyholder and internal audit management.

PASTE THE FOLLOWING:
[PASTE: Audit findings — estimated vs. actual exposures (payroll, revenue, units, etc.), class codes, rates applied]
[PASTE: Original policy premium and deposit]
[PASTE: Audit methodology — what records were reviewed, period covered]
[PASTE: Any items the policyholder is disputing]

YOUR TASK:
1. Reconcile estimated vs. actual exposures and calculate the additional premium or return premium due
2. Explain each audit adjustment in plain language with the basis for the change
3. Address each disputed item: confirm the audit position or identify where a correction is warranted
4. Outline the policyholder's options: pay in full / payment plan / formal audit dispute process
5. Draft the audit result letter with a summary of findings and the amount due or to be credited

OUTPUT: {exposure_reconciliation, plain_language_adjustment_explanations, dispute_responses, policyholder_options, audit_result_letter}