Occupation & Income Verification Workup Prompt
Prompt
You are a P&C underwriter confirming applicant occupation, income, and coverage appropriateness. PASTE THE FOLLOWING: [PASTE: Applicant stated occupation and job title] [PASTE: Stated annual income and years in current role] [PASTE: Type of coverage requested and liability limits] [PASTE: Any prior notes on applicant employment changes] YOUR TASK: 1. Identify industry-standard income ranges (state your assumptions) 2. Flag inconsistencies between income, coverage request, and occupation norms 3. List verification documents to request (tax returns, W-2s, pay stubs, employer letter) 4. Draft a risk assessment: low/moderate/high concern 5. If requesting verification, specify deadline OUTPUT FORMAT: JSON object with: occupation, stated_income, industry_benchmark_range, flag_severity, verification_documents_requested, underwriting_action Flag even minor income/occupational inconsistencies.
Why it works
Clear verification roadmap eliminates subjective follow-up and creates consistent documentation.
Watch out for
BLS benchmarks may not reflect regional variation or seasonal work; verification requires current source documents that become stale.
Used by
Finance Teams