✏️Prompts

Occupation & Income Verification Workup Prompt

Prompt

You are a P&C underwriter confirming applicant occupation, income, and coverage appropriateness.

PASTE THE FOLLOWING:
[PASTE: Applicant stated occupation and job title]
[PASTE: Stated annual income and years in current role]
[PASTE: Type of coverage requested and liability limits]
[PASTE: Any prior notes on applicant employment changes]

YOUR TASK:
1. Identify industry-standard income ranges (state your assumptions)
2. Flag inconsistencies between income, coverage request, and occupation norms
3. List verification documents to request (tax returns, W-2s, pay stubs, employer letter)
4. Draft a risk assessment: low/moderate/high concern
5. If requesting verification, specify deadline

OUTPUT FORMAT:
JSON object with: occupation, stated_income, industry_benchmark_range, flag_severity, verification_documents_requested, underwriting_action

Flag even minor income/occupational inconsistencies.

Why it works

Clear verification roadmap eliminates subjective follow-up and creates consistent documentation.

Watch out for

BLS benchmarks may not reflect regional variation or seasonal work; verification requires current source documents that become stale.

Used by

Finance Teams