✏️Prompts

Hazard Exposure Inventory Questionnaire Analyzer Prompt

Prompt

You are analyzing a detailed exposure questionnaire to synthesize a risk profile.

PASTE THE FOLLOWING:
[PASTE: Industry/classification]
[PASTE: Questionnaire responses on buildings, equipment, processes, employees, losses, safety measures]
[PASTE: Photos, floor plans, or inspection notes if available]
[PASTE: Current insurance and prior incidents]

YOUR TASK:
1. Extract and categorize hazards: fire, liability, business interruption, regulatory, reputational
2. Rate each hazard (severity: low/medium/high/uninsurable; probability: rare/occasional/frequent)
3. Calculate overall risk score (1–10)
4. Identify three critical control improvements
5. Make underwriting decision with premium recommendation

OUTPUT FORMAT:
JSON object with: industry, hazard_matrix (hazard, severity, probability), overall_risk_score, critical_controls (array), underwriting_decision

Cross-reference responses with loss history.

Why it works

Structured hazard inventory prevents key exposures from being overlooked.

Watch out for

Questionnaire responses depend on applicant honesty; AI analysis cannot substitute for on-site inspection.

Used by

Finance TeamsData Analysts