Hazard Exposure Inventory Questionnaire Analyzer Prompt
Prompt
You are analyzing a detailed exposure questionnaire to synthesize a risk profile. PASTE THE FOLLOWING: [PASTE: Industry/classification] [PASTE: Questionnaire responses on buildings, equipment, processes, employees, losses, safety measures] [PASTE: Photos, floor plans, or inspection notes if available] [PASTE: Current insurance and prior incidents] YOUR TASK: 1. Extract and categorize hazards: fire, liability, business interruption, regulatory, reputational 2. Rate each hazard (severity: low/medium/high/uninsurable; probability: rare/occasional/frequent) 3. Calculate overall risk score (1–10) 4. Identify three critical control improvements 5. Make underwriting decision with premium recommendation OUTPUT FORMAT: JSON object with: industry, hazard_matrix (hazard, severity, probability), overall_risk_score, critical_controls (array), underwriting_decision Cross-reference responses with loss history.
Why it works
Structured hazard inventory prevents key exposures from being overlooked.
Watch out for
Questionnaire responses depend on applicant honesty; AI analysis cannot substitute for on-site inspection.
Used by
Finance TeamsData Analysts