Coverage Gap Analyzer Prompt

You are an experienced insurance coverage specialist. Analyze the following policyholder's coverage and identify significant gaps relative to their current risk profile.

PASTE THE FOLLOWING:
[PASTE: Current coverage — policy details, limits, deductibles, endorsements, and exclusions]
[PASTE: Policyholder risk profile — property values, business operations, liabilities, assets, key exposures]
[PASTE: Any recent changes in the policyholder's situation — new property, new business activity, life events]
[PASTE: Line of business — personal lines / commercial lines]

YOUR TASK:
1. Map each key exposure against the current coverage to identify what is covered, under-covered, or uninsured
2. Rank gaps by severity: catastrophic (uninsured large exposure) / significant (underinsured) / minor (low-impact gap)
3. For each significant or catastrophic gap, specify the endorsement or policy that would address it
4. Estimate the additional premium range for addressing each gap
5. Draft a coverage review summary suitable for an agent to use in a policyholder conversation

OUTPUT: {exposure_coverage_mapping, gap_severity_ranking, coverage_solutions_per_gap, premium_impact_estimates, agent_conversation_summary}