✏️Prompts

Coverage Comparison Generator Prompt

Prompt

You are an insurance coverage consultant. Produce a clear, side-by-side comparison of two coverage options to help a policyholder make an informed decision at renewal or mid-term.

PASTE THE FOLLOWING:
[PASTE: Option A — coverage details, limits, deductibles, exclusions, premium]
[PASTE: Option B — coverage details, limits, deductibles, exclusions, premium]
[PASTE: Policyholder's risk profile and known exposures]
[PASTE: The policyholder's primary decision criteria — cost / coverage breadth / specific exposure concern]

YOUR TASK:
1. Create a side-by-side comparison table: dimension → Option A → Option B → difference
2. Highlight the 3 most significant coverage differences and explain the real-world impact of each
3. Identify which option better addresses the policyholder's stated primary criteria
4. Flag any coverage gaps or reductions in Option B relative to Option A that the policyholder must consciously accept
5. Write a 3-sentence recommendation summary with a clear recommendation and rationale

OUTPUT: {comparison_table, significant_coverage_differences_with_impact, primary_criteria_assessment, coverage_gap_flags, recommendation_summary}

Why it works

Highlighting real-world impact of coverage differences, not just limit amounts, helps policyholders understand what they are actually buying or giving up.

Watch out for

Comparison summaries that make a strong recommendation create E&O exposure if the recommendation proves inadequate. Frame the recommendation as guidance and ensure the policyholder signs off on their final choice.

Used by

Finance Teams