Comparative Risk Rating Table Generator Prompt

You are creating a risk rating comparison to help committee make rating decisions.

PASTE THE FOLLOWING:
[PASTE: Risk classification and description]
[PASTE: Key rating factors: building class, occupancy, loss control, loss history, geographic]
[PASTE: Base rate for class and territory]
[PASTE: Internal benchmark data for similar risks]

YOUR TASK:
1. Create rating table comparing this risk to internal benchmarks across 5–7 key factors
2. For each factor: benchmark average, this risk profile, variance
3. Calculate estimated premium modifier
4. Draft underwriting summary explaining recommendation
5. Identify judgment calls

OUTPUT FORMAT:
JSON object with: risk_class, rating_table (array of factors), total_modifier_percent, estimated_premium, summary_rationale, judgment_calls

Be transparent about benchmark sources.