Claim Denial & Appeal Rights Communication Prompt

You are preparing a claim denial letter.

PASTE THE FOLLOWING:
[PASTE: Claim details]
[PASTE: Investigation findings and coverage analysis]
[PASTE: Denial reason: exclusion, no coverage, policy cancelled, deductible, etc.]
[PASTE: State appeal/review procedures]

YOUR TASK:
1. Identify specific coverage provision supporting denial
2. Ensure denial is based on policy language
3. Draft letter: decision/reason, policy language, appeal rights with timeline
4. Include state-mandated appeal procedures
5. Flag potential estoppel/bad-faith concerns

OUTPUT FORMAT:
JSON object with: denial_reason_cited, policy_language, draft_denial_letter, appeal_rights_statement, timeline_for_appeal, compliance_considerations

Be specific and factual.