Sardine
AI-native fraud and compliance platform for fintechs with device intelligence, behavioral biometrics, and AML screening.
What it does
Sardine is an AI-native fraud prevention and financial crime compliance platform designed for fintechs and financial services companies - combining device intelligence, behavioral biometrics, and AI-powered risk scoring into a unified fraud and AML solution. AI capabilities include ML device fingerprinting and behavioral biometrics that analyze how users interact with devices to detect account takeover attempts and synthetic identities, real-time transaction fraud scoring that evaluates risk from behavioral, device, and network signals, automated AML transaction monitoring that detects suspicious patterns, AI identity verification that cross-references user signals against fraud intelligence networks, intelligent case management that prioritizes fraud and compliance alerts by risk severity, and rules engine automation that deploys fraud prevention policies without engineering work.
Why AI-NATIVE
Sardine is AI-native - ML behavioral biometrics and device intelligence for real-time fraud detection combined with automated AML compliance are the core product architecture.
Best for
Fintech startups use Sardine for comprehensive fraud and compliance - AI fraud detection and AML screening enabling compliant financial services without building in-house risk infrastructure.
Growing fintechs and financial services companies use Sardine for scaled risk management - AI-powered fraud prevention protecting revenue and automated compliance monitoring managing regulatory obligations.
Large fintechs and banks use Sardine for enterprise financial crime prevention - AI behavioral intelligence processing high transaction volumes and AML automation managing complex regulatory requirements.
Limitations
Sardine is optimized for fintech and financial services fraud — e-commerce fraud prevention, non-financial services, and general identity verification have different AI fraud tooling needs.
Sardine competes against Kount (Equifax), Forter, and NICE Actimize — fintechs evaluating fraud platforms should compare detection accuracy, false positive rates, and AML regulatory coverage.
Sardine's AML monitoring must comply with BSA/AML regulatory requirements including model validation and suspicious activity investigation — organizations must implement governance programs alongside the technology.
Alternatives by segment
| If you need… | Consider instead |
|---|---|
| E-commerce fraud prevention | Forter |
| Financial crime compliance platform | NICE Actimize |
| Payment fraud prevention | Kount AML |
Sardine pricing based on transaction volume. Not published. Mid-market and enterprise contracts negotiated. Annual contracts.
